App user guide

Equals Money
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Equals Money

Getting started
Sign in to the app

Enter the same email address and password you use to access the online platform.

If you receive an ‘Authentication error’ message, double check you’re entering the right details and try to login again.

If you need to reset your password, click ‘Forgot password?’ and follow the instructions to create a new password for your account.

If you are unsure of the email address you should use, check with your company’s expense manager.

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Sign in screen on a phone
Equals Money

Getting started
Activation and PIN

When your new Equals Spend card arrives you’ll need to use the app to activate your card and securely retrieve your PIN.

You can do this by going to the ‘Cards’ section of the app and tapping the ‘Activate card’ button where you'll need to enter your card number and date of birth.

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PIN screen on a phone
Equals Money

How to
Check your balance

Checking the balance of your Equals Spend cards is quick and easy.

From the app home screen, tap ‘Cards’ and you’ll be shown your card(s) and balance(s). Simply swipe to see other card balances, if you have more than one Equals Spend card.

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Equals Money

How to
View statements

Use the app to see a list of transactions and top-ups for your card.

Once you’re in the ‘Cards’ section of the app, select which card you want to view transactions for, then tap ‘View statement’ to see all your recent card transactions.

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Equals Money

How to
Request a top up

In the ‘Cards’ section of the app, select which card you want to top up then, tap ‘Request top-up’. On the next screen simply complete the two fields to tell your employer why you need the funds, and how much you need. Once completed, tap ‘Request Top Up’ and your employer will automatically be notified.

This feature is activated on company request, if it isn’t already your employer can contact your Equals Spend Account Manager to activate it.

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Equals Money

How to
Check your top-up requests

If you want to double check that your top-up request has been sent, or that you’ve requested the top-up on the correct card, go back to the app home screen and tap ‘My top-up requests’.

Here you can see any pending top-up requests on your cards. If you no longer need your top-up, or requested it by mistake, you can also cancel your request by tapping ‘Cancel’.

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Equals Money

How to
Annotate transactions and upload receipts

Keep a record of what your spending was for by adding notes to your transactions and uploading images of receipts.

Click ‘Add annotations’ next to a transaction to add more detail including a category. Scroll down and tap ‘Add receipt’ to capture and upload an image of your receipt.

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Equals Money

Lost or stolen
Reporting your card

If your card is lost or stolen, head to the ‘Cards’ section of the app and tap ‘Report lost/stolen’ under the relevant card. Select the applicable option and enter your date of birth to verify your request, then click ‘Confirm’.

Once you have done this we will immediately block the card and send out a new one to your company’s registered address. We also recommend you inform your employer.

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Need to know more?

Who can sign up for an Equals Spend account?

Equals Spend can be used by organisations of any shape or size. Whether you’re a corporation, partnership, private limited company, non-profit or sole proprietor, your organisation can transform the way it manages business spending.

How quickly do cards arrive?

Once a card has been ordered, it should be with you within 5 working days. Overnight delivery is available for an additional fee.

How do I activate my Equals Spend card?

If your card starts with 5339, you can activate it on the Equals Spend app or on the online platform. You can only activate your card after you’ve registered for an Equals Spend account via the link in your welcome email. If you haven’t created an account and your link has expired, ask your company controller to re-invite you.