What does Metropolitan Commercial Bank do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number
- Account balances
- Transaction history
- Account transactions
- Checking account information
- Wire transfer instructions
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers' personal information to run their everyday business.In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Metropolitan Commercial Bank chooses to share; and whether you can limit this sharing.
What we do
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
- Open an account
- Apply for financing
- Provide account information
- Give us your contact information
- Show your driver's license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
- sharing for affiliates' everyday business purposes - information about your credit worthiness
- affiliates from using your information to market to you
- sharing for non affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
- Metropolitan Commercial Bank does not share with our affiliates.
- Metropolitan Commercial Bank does not share with non-affiliates so they can market to you.
- Our joint marketing partners include credit card account companies.
Other important information
For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For Vermont Customers.
l We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures.
l Additional information concerning our privacy policies can be found at www.mcbankny.com or call 1-866-363-8226.