Privacy policy
Equals Pay LLC (“Equals Pay”) takes your privacy seriously. This Privacy Policy describes the types of personal information we obtain, how we use the data, and with whom we share it. This Privacy Policy also describes the choices and rights available regarding our use of the information, how we protect your information, and how you can contact us about our privacy practices.
Information We Obtain
Whether or not you become a customer, we may ask you for certain information, including:
- Title;
- Name;
- Nationality;
- Current address;
- Date of birth;
- Email address;
- Mobile phone number;
- Home phone number;
- Personal data about other cardholders; and
- Other information you choose to provide to us, such as through email communications
You must have the authority of other Directors, shareholders, and cardholders to provide their personal information to us and you must share this Privacy Policy with them beforehand.
Information We Collect By Automated Means
When you interact with our websites and other online services, we may obtain certain information by automated means, such as cookies, web beacons and other technologies. A “cookie” is a text file that websites send to a visitor’s computer or other internet-connected device to uniquely identify the visitor’s browser or to store information or settings in the browser. A “web beacon,” also known as an internet tag, pixel tag or clear GIF, links web pages to web servers and cookies and may be used to transmit information collected through cookies back to a web server. The information we collect in this manner may include your device IP address, unique device identifier, web browser characteristics, device characteristics, operating system, WiFi network identifiers and signals, battery and signal strength, language preferences, referring URLs or other services, clickstream data, usage information (e.g., actions taken), and dates and times of visits.
We may use these automated technologies on our online services to collect information about your equipment, browsing actions, and usage patterns. These technologies help us (1) remember your information so you do not have to re-enter it; (2) track and understand how you use and interact with our online services; (3) tailor the online services around your preferences; (4) measure the usability of our online services and the effectiveness of our communications; (5) protect the safety and security of our online services; and (6) otherwise manage and enhance our products and services, and help ensure they are working properly.
Your browser may tell you how to be notified about certain types of automated collection technologies and how to restrict or disable them. Please note, however, that without these technologies, you may not be able to use all of the features of our online services. For mobile devices, you can manage how your device and browser share certain device data by adjusting the privacy and security settings on your mobile device.
For additional details about the cookies we use and the reasons for using these cookies, please refer to our Cookie policy.
Third-Party Analytics Services
We may use third-party analytics services on our online services, such as Google Analytics. The service providers that administer these services use automated technologies to help us analyze how visitors use our online services. The information we obtain through the online services may be disclosed to or collected directly by these services. To learn more about Google Analytics, please visit https://policies.google.com/technologies/partner-sites.
Interest-Based Advertising
On our online services, we may obtain information about your online activities to provide you with advertising about products and services that may be tailored to your interests. This section of our Privacy Policy provides details and explains how to exercise certain choices.
You may see our ads on other websites because we use third-party ad services. Through these ad services, we can target our messaging to users based on their inferred interests. These services track your online activities over time and across multiple websites and apps by collecting information through automated means, including through the use of cookies, web beacons and other similar technologies. The information that ad services may collect includes data about your visits to websites that serve Equals Money advertisements, such as the pages or ads you view and the actions you take on the websites or apps. This data collection takes place both on our online services and on third-party websites and apps that participate in these ad services. The ad services use this information to show you ads that may be tailored to your individual interests. This process also helps us track the effectiveness of our marketing efforts.
Our online services are not designed to respond to “do not track” signals from browsers.
To learn how to opt out of interest-based advertising, please visit www.aboutads.info/choices or http://www.networkadvertising.org/choices/.
How We Use The Information We Obtain
We use your personal information to:
- Provide our products and services;
- Establish and manage your or your organization’s account;
- Manage the contractual relationship we have with your organization;
- Comply with legal and regulatory requirements and establish and defend our legal rights;
- Communicate with you, respond to inquiries, offer support and process complaints in connection with our products and services;
- Advertise and market our products and services (to the extent required by applicable law, we will obtain your consent to send you electronic marketing communications);
- Personalize your experience with us and determine the effectiveness of our and marketing;
- Establish and manage our business relationships;
- Operate, evaluate, and improve our products, services and business (including administering our online services; developing new products and services; enhancing, improving and analyzing our products and services; managing our communications; analyzing our client base; performing data analytics; and performing accounting, auditing, record-keeping and other internal functions);
- Conduct market research and analysis, and develop statistics;
- Detect, prevent, and investigate fraud, money laundering, and other unlawful activity, claims and other liabilities, and to verify your identity;
- Maintain and enhance the safety and security of our products and services and prevent misuse (including monitoring communications and activities associated with your account); and
- Conduct investigations and comply with and enforce our policies and terms.
We also may use the information we collect about you in other ways for which we will provide specific notice at the time of collection and obtain your consent if required by applicable law.
Information Sharing
We may share your personal information with:
- Our affiliates and subsidiaries;
- Strategic partners that provide operational services relating to the performance of the services that you use; and
- Suppliers and service providers who perform services on our behalf, such as fraud prevention, IT storage and data analytics.
In accordance with applicable law, we may disclose information about you (1) if we are required to do so by law or legal process (such as a court order or subpoena); (2) in response to requests by government agencies, such as law enforcement authorities; (3) when we believe disclosure is necessary to fulfill statutory functions or statutory obligations; (4) when we believe disclosure is necessary to respond to public health emergencies or protect the life, health or property safety of natural persons under emergency circumstances; (5) in connection with an investigation of suspected or actual illegal activity; or (6) otherwise with your separate consent.
We reserve the right to transfer any information we have about you in the event we sell or transfer all or a portion of our business or assets (including in the event of a merger, acquisition, joint venture, reorganization, divestiture, dissolution or liquidation).
Retention of Personal Information
We will retain your personal information for the period reasonably necessary to achieve the purposes described in our Privacy Policy, or any other notice provided at the time of collection, taking into account applicable statutes of limitation and records retention requirements under applicable law.
Choices and Rights
You can unsubscribe from our marketing email list by following the “Unsubscribe” link in our emails. We do need to send you certain communications about our products and services, and you will not be able to opt out of those communications. This includes, for example, information about our terms and conditions.
Depending on your jurisdiction of residence, you may have the right to (1) confirm whether we process personal information about you; (2) access, correct or delete your personal information; (3) request a copy of your personal data in a structured, commonly used and machine readable format in certain circumstances; (4) opt out of profiling that produces legal or similarly significant effects; and (5) opt out of the sale of your personal information or the processing of your personal information for targeted advertising purposes.
To exercise these rights, please contact us by email at privacy@equalsmoney.com.
How We Protect your Personal Information
We maintain administrative, technical and physical safeguards designed to protect personal information against accidental, unlawful or unauthorized destruction, loss, alteration, access, disclosure or use.
Children’s Privacy
Our websites and other online services are designed for a general audience and are not directed to children. In connection with our online service, we do not knowingly solicit or collect personal information from children under the age of 13 or such other age as may be directed by applicable law. If we become aware that we have collected personal information from a child under such age, we will promptly delete the data from our records.
Third-Party Links and Features
Our online service may provide links to other online services, and may include third-party features such as apps, tools, widgets and plug-ins. These online services and third-party features may operate independently from us. The privacy practices of the relevant third parties, including details on the information they may collect about you, are subject to the privacy statements of these parties, which we strongly suggest you review. To the extent any linked online services or third-party features are not owned or controlled by us, we are not responsible for these third parties’ information practices.
Changes to the Privacy Policy
If we make any significant changes to our Privacy Policy, we will notify you by email to your registered email address. If you have not provided us with your email address, you must regularly check the website for an up-to-date version of the Privacy Policy. We will indicate at the top of the Privacy Policy when it was most recently updated.
How To Contact Us
If you have any questions about this Privacy Policy, please contact us by email at privacy@equalsmoney.com.
