Build your brand by repainting our product
Cutting-edge financial technology and compliance expertise into your own branded solution.
Launch within weeks
Go live with zero development
Accelerate your launch without the cost, complexity, or time associated with developing your own financial technology stack.
We're your licensed partner
Operate under our established infrastructure so you can launch and scale without needing to acquire complex licences.
End-to-end compliance & KYC
Outsource all KYC, AML, KYB, and ongoing monitoring to us. From identity checks to transaction screening, we handle the workload.
Start issuing branded cards
Offer branded multi-currency cards tailored to business needs, including virtual, physical, and tokenised digital-wallet-ready cards, plus both prepaid and debit options.
Utilise in-platform spend limits, fund approvals, and flexible permissions based on role to control expenditures.
Deliver secure, named global accounts
Create accounts equipped with multi-currency IBANs to receive and manage funds in 35+ currencies without unnecessary conversion or the need for multiple accounts across jurisdictions.
Provision unique, named virtual IBANs for each client or transaction flow, helping you streamline reconciliation, accelerate payment allocation, and enhance the transparency of your global collections.
Leverage Open Banking technology to offer a faster, more secure, and streamlined payment journey for your users.
Create a licensed payments platform
Make outbound payments in a range of currencies, while leveraging our in-platform hedging options to manage volatility and fix currency pricing for future transactions. When hedging, once a rate is secured it remains fixed even if market rates change afterwards. While this does require a commitment, hedging can provide valuable stability and predictability for business planning.
Connect to SWIFT, SEPA, SEPA Instant, and UK Faster Payments and expand into new global territories with ease.
Submit up to 10,000 payment requests through a single API, enabling high-volume global payouts with speed, accuracy, and minimal operational overhead.
Accept and off-ramp USDC payments seamlessly, allowing customers to pay in stablecoins while your business receives USD directly into your account.
Get in touch with our
white label team
Speak with our specialists to discuss your requirements, explore the right approach, and plan your white-label deployment.
How we safeguard your money
The money in the payment accounts held with Equals Money PLC is not covered by the Financial Services Compensation Scheme (FSCS). Instead, your money is protected via a safeguarding method in accordance with the Payment Services Regulations / E-money Regulations. Your money is held in specially designated, safeguarded bank accounts with Tier 1 banks, and is kept separate from our own funds.
Frequently asked questions
- A white label fintech platform is a branded payment services solution that allows a business to offer financial services and embeddable products (such as accounts, payment products and cross-border payments, mobile wallet compatible cards, and FX services) under its own name (without building the tech), while the underlying technology, licensing, and regulatory compliance are provided by a specialist financial services provider such as Equals.
- White labelling (in the context of white label payment platforms) is the practice of delivering regulated financial products and services through a third-party platform (such as payment processing, cross-border money transfers, card issuance, FX products, etc.), often custom-branded so that the digital experience does not feel foreign to the end customer. Issue cards featuring your own branding and custom design, or opt for the ready-made Equals design. The provider manages the financial infrastructure and regulatory compliance requirements (such as AML screening, KYC & KYB checks, and controls for fraud prevention), while the client business controls the brand, user experiences, and customer relationship. While Equals is not a bank, it is an FCA-regulated EMI (Electronic Money Institution) with over 18 years of fintech expertise, offering a range of flexible payment and embedded finance solutions available via white labelling and API integration.
- White label platforms are ready-built technology solutions created by one provider and rebranded by another business as their own via white labelling. In a white label fintech platform, this means a regulated fintech or technology provider builds and operates the underlying infrastructure, while client businesses offer these services to their customers under their own brand, without having to build the technology from scratch.
- Businesses can consider white labelling to: - Launch financial services or payment products quickly without building from scratch - Avoid the time required and complexity of securing appropriate financial licences - Reduce development time and accelerate operational efficiency - Focus on growth, customer loyalty/experience, and monetisation This makes it an efficient route to market for fintech startups, platforms, and service-led businesses.
- White labelling works by separating financial infrastructure from brand ownership. The provider supplies the modular architecture, payment technologies, card issuing solutions, compliance controls, and tech stacks, while the business presents the services through its own or provided, branded interface.