API Suite

Build financial products with our API suite

Leverage our API to give your business the freedom to innovate and deliver financial solutions, all while maintaining full control of your user experience and back-end processes.
Rated 4.5 out of 5 on G2
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Extensive API documentation

Learn about our API specifications, explore its features, and build your integration with our extensive documentation and production-like sandbox environment.

We're your licensed partner

Operate under our regulated infrastructure so you can launch and scale without needing to acquire complex licenses.

Expert implementation support

Work with your dedicated implementation manager as they oversee and manage every aspect of the technical API integration for a smooth experience.

Integrate with our API suite

Power global payouts with our API

Integrate with our API and move money globally, manage FX with confidence, and streamline mass, high-volume payouts.
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Send & receive worldwide

Access fast, reliable international payments with favourable FX rates and tap into SWIFT, SEPA, SEPA Instant, and UK Faster Payments to reach new markets and deliver local-speed payouts.

Transact at scale

Submit up to 10,000 payment requests through a single API, enabling high-volume global payouts with speed, accuracy, and minimal operational overhead.

Accept & off-ramp USDC

Let customers pay in USDC while you receive USD directly, with no direct crypto exposure and no added complexity.

Issue customer accounts at scale

Create and manage individual customer accounts at scale, enabling fast, compliant onboarding, and seamless money movement across your operations.
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Create dedicated IBANs on demand

Open single or multi-currency customer accounts, whether for users, teams, or business entities, and manage them at volume without manual processes.

Enable secure, end-to-end money flows

Power incoming and outgoing payments through unique IBANs, helping your customers receive funds, make transfers, and reconcile activity with confidence.

Offload compliance and monitoring

Embed fully compliant onboarding into your platform through one API. Outsource KYC, AML, KYB, and fraud screening at scale, reducing operational overhead while ensuring every customer meets regulatory requirements.

Integrate account creation into your product

Embed accounts directly within your onboarding or customer workflows. Trigger new accounts automatically, link them to wallets or balances, and surface real-time account data in your own system.

Expand your offering with card issuing

Integrate card issuing into your operations to create and manage multi-currency cards at scale, delivering seamless and controlled card experiences directly within your product.
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Issue multi-currency cards

Offer payments cards tailored to flexible business needs, including virtual, physical, and tokenised digital-wallet–ready cards, plus both prepaid and debit options.

Control expenses in real time

Set dynamic spending and transaction limits, fund approvals, and flexible permissions to enable controlled businesses spending and manage costs more effectively.

Automate the full lifecycle

Create, activate, freeze, unfreeze, and cancel cards via API, with no portal hopping or manual intervention.

Build card experiences into your product

Embed card creation in onboarding flows, trigger new cards from approval workflows, or link cards to specific budgets, projects, or customers

Add Tab Title Here

Create your business profile and configure your payment preferences — no complex setup required.

Get in touch with our implementation team.

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What is API used for?

An API (Application Programming Interface) is used to allow different software systems to communicate with each other. It enables applications to request data, trigger actions, or integrate functionality without needing to understand each other’s internal code.

What is an example of an API?

A common example of an API is a payment API, which allows one system to securely send payment instructions to a financial platform. For instance, a business specialising in treasury operations could use an API to automate sending international payments directly from its own software, without logging into a separate dashboard.

What is an API suite and what components does it typically include?

An API suite is a collection of related application programming interfaces designed to work together to deliver a broad set of capabilities. Instead of offering a single, isolated endpoint, an API suite provides a structured toolkit that developers can use to build, automate, and integrate multiple functions within their systems or web applications.

A complete API suite typically includes:

- Core API endpoints – The functions that allow systems to retrieve, send, create, or update data.
- Authentication and security tools
– Usually API keys, OAuth, or token-based authentication service to ensure secure access.
- Webhooks or event notifications – Allow your systems to receive real-time updates when specific events occur.
- Developer documentation – Guides, API specifications, reference materials, code examples, and workflow diagrams to make integration smooth and predictable.
- SDKs or client libraries (when provided) – Prebuilt code packages that speed up integration in languages such as Python, JavaScript, or Java.
- Versioning and sandbox environments – Support safe testing and ensure stability when updates are released.

How can an API suite improve the development and integration of software applications?

A developer's API suite streamlines development by giving teams a reliable, standardised way to access key functionality without building everything from scratch. This reduces complexity, shortens development cycles, and ensures more consistent behaviour across applications.

- Faster integration – Predefined endpoints, documentation, and testing tools reduce onboarding and development time.
- Automation of manual processes – APIs can automate workflows such as payments, data transfers, reconciliation, and reporting.
- Improved scalability – Applications can grow by consuming only the services they need, making systems more modular and maintainable.
- Consistent data handling – Using the same API suite ensures data is exchanged in a uniform, secure, and predictable format.
- Reduced risk – Versioning, sandbox environments, and security features help teams test changes safely and maintain compliance.
- Better interoperability – An API suite enables different systems—internal tools, finance platforms, ERP systems, or partner applications—to communicate seamlessly and provide flawless delivery.

If you or your team are stryggling with developing with our API, our expert implementation team will be on hand to oversee and manage all aspects of the technical integration, ensuring the experience is as smooth as possible.

How we keep your money safe
Because Equals Money accounts don’t fall under FSCS, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets.