Custom card issuing for your business
Create, distribute, and manage payment cards for you or your clients with the ability to customise everything from card design to spend limits.
Multi-currency spending
Issue unlimited single or multi-currency cards, able to spend across 21 currencies.
Issue virtual or physical cards
Create physical*, virtual or tokenised cards compatible with digital wallets.
*Physical card issuance fees apply.
Customise your card's design
Create your own custom card design or use the Equals brand.
Get in touch with our
implementation team
Our team will help you design the right embedded finance solution for your business, tailored to your product, customers, and growth plans.
How we keep your money safe
The money in the payment accounts held with Equals Money UK Limited is not covered by the Financial Services Compensation Scheme (FSCS). Instead, your money is protected via a safeguarding method in accordance with the Payment Services Regulations / E-money Regulations. Your money is held in specially designated, safeguarded bank accounts with Tier 1 banks, and is kept separate from our own funds.
- When requesting card functionality during onboarding, you must provide information about how the cards will be used. For example, the API requires details such as: - The purpose of the cards - Estimated annual spend - The number of cards required - Whether ATM withdrawals are needed - For business accounts, the name displayed on the card These details help configure the card programme during the onboarding process.
- Yes. Cards issued through the platform can be added to supported digital wallets including: - Apple Pay - Google Pay - Samsung Pay A digital wallet token represents the combination of a card, a specific wallet, and a device. Instead of exposing the card's sensitive details, a token is used to securely process payments from the wallet.
- Tokenisation replaces the card's sensitive details with a unique digital token when a card is used in a mobile wallet. This token is specific to the card, wallet, and device combination, which helps protect the original card information during payments. A single card can have multiple wallet tokens if it is added to multiple devices or wallet apps.
- Yes. The platform supports webhooks, which allow your application to receive real-time notifications about events such as card transactions or digital wallet token status changes. This allows you to update your application interface, notify users, or trigger internal workflows when card activity occurs.