International payments

Expert support for your forward payments

Payments Meeting

Get market-leading exchange rates for a range of payment solutions, including forward contracts to help protect you against any negative market movements.

Let our team of currency experts help you with your international payment needs, whether it’s for overseas properties, mortgages, family or something else.

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Globe
Over 1 million
customers around
the world
Awards
More than
13 years
in business
Regulated
Authorised by

the FCA and
regulated by HMRC

Take the hassle out of your payments

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More for your money
With no hidden fees and some of the best rates available, we’ll make sure you get the most out of your money.
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Over 100 currencies
Send money all over the world thanks to our range of currencies including US dollars and Chinese yuan.
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Faster payments
Same-day and next working day payments are available for the majority of our currencies.
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Send when it suits you
Don’t let international payments get in the way of your day, send money online when it suits you, 24/7.
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A dedicated expert
With Equals Money, you get your own expert account manager to help you make better overseas payments.
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Tailored to you
We offer a number of payment solutions including forward contracts, limit orders, spot trades and more.

Lock in great rates

With Equals Money, you can buy currency ahead of time and hold it securely in your account until you’re ready to make a payment. That means you can choose from over 100 different currencies and buy what you need when the rates are on the up.

If you’re not sure about when is best to buy, you can speak with your account manager who will monitor the markets for you and keep you informed.

Equals Money payments team Emma
Emma Taylor
Payments specialist
Equals Money Chief Economist
Jeremy Thomson-Cook
Chief Economist

Get ahead of your payments

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Set desired rates for specific currencies so that you automatically get what you need if the rates move in your favour.
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Purchase currency up to 12 months in advance of making a payment, with the ability to make it earlier if needed.
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Keep up to speed with currency markets by signing up to our Chief Economist’s daily market reports.
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Get rate alerts so you’re notified when the exchange rates are on the up and can act quickly.

Book forward payments

Protect yourself against negative market movements by booking a forward contract up to 12 months ahead of making a payment. That way you can get more for your money whether it’s for overseas properties, family or something else.

Just let us know the currency and how much you need, and we’ll do the rest.

Equals Money payments team Emma
Free online transfers
You can send money overseas for free in any of the 20 major currencies that are available through our online platform, ranging from Australian dollar to Romanian leu. Make payments online 24/7, as long as the total amount is at least £100 GBP, or foreign currency equivalent.
UK
GBP
Pound sterling
EU
EUR
Euro
USA
USD
US dollar
china
CNY
Chinese yuan
australia
AUD
Australian dollar
hungary
BGN
Bulgarian lev
canada
CAD
Canadian dollar
czech republic
CZK
Czech koruna
denmark
DKK
Danish krona
hong kong
HKD
Hong Kong dollar
bulgaria
HUF
Hungarian forint
india
INR
Indian rupee
japan
JPY
Japanese yen
new zealand
NZD
New Zealand dollar
norway
NOR
Norwegian krone
poland
PLN
Polish złoty
romania
RON
Romanian leu
south africa
ZAR
South African rand
sweden
SEK
Swedish krona
switzerland
CHF
Swiss franc
australia
AUD
Australian dollar
hungary
BGN
Bulgarian lev
canada
CAD
Canadian dollar
czech republic
CZK
Czech koruna
denmark
DKK
Danish krona
hong kong
HKD
Hong Kong dollar
bulgaria
HUF
Hungarian forint
india
INR
Indian rupee
JPY
Japanese yen
new zealand
NZD
New Zealand dollar
norway
NOR
Norwegian krone
poland
PLN
Polish złoty
romania
RON
Romanian leu
south africa
ZAR
South African rand
sweden
SEK
Swedish krona
switzerland
CHF
Swiss franc
View more currencies
View less currencies

Already trusted by thousands

Don’t just take our word for it, hear from some of the people that are already making use of our great rates and personal service for their international payments.

Used FairFX for a number of years now, for transfers to mainland Europe. Always trouble free and the online service is clear and quick. Help always at hand if required and very helpful staff.

Roger Field

April 2020

I have been using FairFX for a number of years, the rates are excellent, no hassle to arrange a currency transfer and the money arrives in the recipients account within a few days.

C Northcombe

April 2020

Excellent, cost effective transfer. Saving a fortune in bank fees.

Julian Bond

Managing Director
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I found the team to be very responsive and helpful. Thanim, in particular, has always been flexible and made the FX bookings very easy for me to deal with, which is the best customer service I can ever ask for.

Would totally recommend Equals Money.

Andra

Financial Accountant
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Our business operates in numerous international markets where rapid access to multiple currencies at competitive rates is vital. We’ve always found that Equals consistently delivers on both counts and its dealers, particularly Thanim, are always able to offer support when needed.

Mike

Head of Finance
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Until 3 years ago I  used a different major FX firm but then I  started working with Bobby Morgan at FairFX- and haven't looked back. All my FX deals for myself and my firm are now with FairFX.
Why? Great rates, efficient  transfers- and an outstanding level of personal  service and attention to detail.

Matthew

Managing Director
However you need to send money
Our service is tailored to you which is why we have a wide range of payment solutions for you to choose from. Whether you’re looking to make regular payments or a one-off, either now or in the future, we’ve got you covered.
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Spot trade

Make a one-off transfer using the live exchange rate for your chosen currencies. Most payments are made same day.

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Forward contract

Fix a current exchange rate for a transaction up to 12 months in advance, protecting you against any negative market movement.

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FX swaps

A spot contract mirrored by a forward, used for hedging and facilitated securely through one of our expert dealers.

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Vanilla options

The right, but not the obligation, to buy or sell at a given price within a set time frame. Offering flexibility to adjust to the markets.

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Participating forwards

Get a secured, protected rate while still allowing beneficial moves on a predetermined amount.

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Bespoke options

Our experts will take the time to learn about your needs and create bespoke options for your FX requirements.

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Limit orders

Decide upon a target exchange rate that you want to achieve, if your chosen rate is hit, we’ll execute your payment for you.

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Stop loss order

Limit your loss if the market takes a downturn.

Let’s get started

Ready to start making better international payments? Registering is simple, secure and fast. Alternatively, you can request a callback and one of our team will be in touch to answer any questions you have.

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Lee Mallin
Director - Corporate FX

Expert, human support

Our friendly, UK-based customer service team is always on-hand to give you real, human support 7 days a week, 365 days a year.

Monday to Thursday: 08:30 - 17:30
Fridays: 08:30 - 17:00

Need to know more?

How long do transfers take?

We aim to process your payment on the same day we receive the funds. Depending on the value,  date, time of day and currency it could take up to two days to arrive.

I want to transfer a larger amount than the online service can offer. Can you help?

The maximum amount of online transfers differs per currency. If you’d like to send more than the maximum, our team of currency experts are ready to help on 020 7778 9350.

How much does it cost to make a transfer?

All of our online transfers are fee-free for orders over £100.00 GBP or foreign currency equivalent.