SPEND MANAGEMENT Software

Manage your business spend with visibility & control

Gain visibility into spending for your entire company, control budgets, and monitor business expenses with our spend management platform and corporate cards.

Equals Money expense management platform

Real-time insights

Know exactly what employees are spending and where with real-time transaction data and departmental balances for budgetary control.

Tiered approvals

Request and allocate funds with tiered approval processes to reflect your business structure and hierarchy.

Spend policy enforcement

Ensure compliance with internal spending policies with in-platform merchant controls, the ability to set custom spending limits, and ATM blocks.

We’re already helping over 30,000 companies

Comic Relief logo
Harrods logo
Toyota logo
Comic relief logo
Comic relief logo
Harrods logo

Manage company spending

Equals Money streamlines your business purchases. Our corporate cards, multi-currency account, and online platform enhances your organisation's efficiency by simplifying employee expenses and providing greater financial visibility.

Equals Spend app tablet and mobile

Our platform makes spend management easy & efficient

✓
Prevent unauthorised spending - With account roles based on responsibilities, funds requests, and real-time transaction data, know exactly what teams are spending and where.
✓
Granular control - Break down budgets by department, project, and more with Balances to create a natural, granular reporting framework, ready for your finance team.
✓
Seamless account matching - Integrate with accounting software such as Xero and automatically export purchase data, eliminating manual processes.

Unlimited users on all plans

Pay monthly
Pay yearly
SAVE 17%
Pay annually & Get 20% OFF
Business Tier

1-20 cards

£25 monthly
  • Issue up to 20 physical cards
  • Unlimited platform users
  • 200 virtual cards - free
  • Free to use in 21 major currencies
  • £10 per physical card - one-off fee
  • Cash withdrawals - £1.50
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Enterprise Tier

51+ cards

Custom pricing
  • Issue more than 50 cards
  • Unlimited platform users
  • More than 200 virtual cards
  • Free to use in 21 major currencies
  • Custom issuance fees
  • Cash withdrawals - £1.50
Contact sales

Key spend management features

Our spend management solution gives you real control

With our online platform and expense cards, managing your team’s spending is effortless and efficient.

Maintain full control and visibility over every transaction with real-time data at your fingertips. Track exactly what’s being purchased and where funds are going, ensuring compliance with customisable spending limits that can be set daily, weekly, monthly, or for the entire project.

Our platform guarantees that every purchase aligns with your budget, no matter how decentralised your operations may be.

Let’s get started

Get in touch to find out what else Equals Money can do for your business and how we’re helping others in your industry. Book a demo of the Equals Money platform and hear directly from one of our expert account managers.

What is spend management software?

Spend management software is a digital solution designed to help organisations control, monitor, and optimise their business spending. These systems integrate various aspects of expense management, budgeting, and analysis into a single platform, providing a comprehensive view of an organisation's financial activities.

What is the difference between spend management and expense management?

Spend management and expense management are related but distinct concepts in financial oversight, each focusing on different aspects of an organisation's financial activities.

Expense management refers to the process of tracking, auditing, and (if required) reimbursing employee-initiated expenses. Spend management, on the other hand, encompasses a broader scope, focusing on controlling and optimising an organisation's overall spending. However, as Equals Money fulfils both these requirements, it can be considered as a solution for both expense and spend management.

Why is spend management important?

Spend management is crucial for organisations because it directly impacts financial health and operational efficiency.

By systematically controlling and optimising spending, businesses can ensure that resources are allocated effectively, allowing for informed decisions, avoiding unnecessary costs, and maximising value from every penny spent.

edward noel
Edward Noel
Corporate Account Manager

Expert, human support

Our team of experienced account managers are on-hand to ensure you get all you need from Equals Money. They will get to know your business, your teams, and your goals, tailoring our services to best suit your needs and arranging demos of our platforms.

Monday to Thursday: 09:00 - 17:00
Friday: 09:00 - 16:00

How we keep your money safe
Because Equals Money accounts don’t fall under FSCS, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets. Please see FAQs for more information.