CARD ISSUING

Custom card issuing for your business

Create, distribute, and manage payment cards for you or your clients with the ability to customise everything from card design to spend limits.

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Rated 4.5 out of 5 on G2

Multi-currency spending

Issue unlimited single or multi-currency cards, able to spend across 20 currencies.

Issue virtual or physical cards

Create physical, virtual or tokenised cards compatible with digital wallets.

Customise your card's design

Create your own custom card design or use the Equals brand.

Financial infrastructure

UK coverage

EU coverage

Cards

BIN sponsorship

Card schemes

Visa, Mastercard

Card types

Physical, virtual, tokenised

Mobile wallet(s)

Apple Pay, Google Pay, Samsung Pay

+ more

Apple Pay, Google Pay, Samsung Pay

+ more

Tech

White label mobile app

White label web app

API

Customer & servicing

Agents model

Full-service model

White label model

Customer servicing

Know Your Customer (KYC)

All fees are custom to infrastructure requirements.

Get in touch with our team.

Get in touch

How we keep your money safe

Because Equals doesn't fall under a Deposit Guarantee Scheme, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets.

Please see here for more information.

What information is required to enable card issuing?

When requesting card functionality during onboarding, you must provide information about how the cards will be used.

For example, the API requires details such as:
- The purpose of the cards
- Estimated annual spend
- The number of cards required
- Whether ATM withdrawals are needed
- For business accounts, the name displayed on the card
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These details help configure the card programme during the onboarding process.

Can issued cards be added to Apple Pay or Google Pay?

Yes.
Cards issued through the platform can be added to supported digital wallets including:
- Apple Pay
- Google Pay
- Samsung Pay

A digital wallet token represents the combination of a card, a specific wallet, and a device. Instead of exposing the card’s sensitive details, a token is used to securely process payments from the wallet.

How does digital wallet tokenisation work?

Tokenisation replaces the card’s sensitive details with a unique digital token when a card is used in a mobile wallet.
This token is specific to the card, wallet, and device combination, which helps protect the original card information during payments. A single card can have multiple wallet tokens if it is added to multiple devices or wallet apps.

Can I receive real-time notifications about card activity?

Yes. The platform supports webhooks, which allow your application to receive real-time notifications about events such as card transactions or digital wallet token status changes.

This allows you to update your application interface, notify users, or trigger internal workflows when card activity occurs.