Provide global account experiences, without the complexity
Enable your customers to hold, receive, and manage money in multiple currencies through named accounts and virtual IBANs. Choose our API, a fully branded white-label platform, or a hybrid approach to deliver secure, scalable account experiences.
Everything your customers need to hold and manage money
Modern account experiences should be intuitive, reliable, and built around the way your customers do business. From named multi-currency accounts and virtual IBANs to local currency collection, multi-currency balances, and real-time visibility, Equals provides the functionality to power every stage of the account journey.
Named multi-currency accounts
Give your customers their own named accounts that hold and manage balances across multiple currencies from a single place.
Virtual IBANs on demand
Generate dedicated virtual IBANs instantly, giving your customers unique account details for cleaner reconciliation and easier collection.
Local currency collection
Receive funds in local currencies through trusted payment rails, helping your customers collect payments the way their counterparties expect.
Multi-currency balances
Hold and manage balances in multiple currencies within a single wallet, helping reduce unnecessary FX conversions.
Account funding
Enable fast, reliable funding through domestic and international payment rails, with efficient settlement into customer accounts.
Real-time visibility
Give your customers a clear, real-time view of balances and transactions to support accurate reconciliation and reporting.
Flexible account infrastructure, built around your business
Every business has different technical requirements, customer journeys, and product ambitions. Whether you're launching a new account proposition or expanding an existing platform, Equals gives you the flexibility to deliver account experiences that evolve alongside your business.
- Built for scale
From opening a single account to managing thousands across your customer base, our infrastructure scales alongside your platform and your customers.
- Compliance built in
Integrated transaction monitoring, sanctions screening, and fraud controls help support your compliance framework while reducing operational complexity.
- Designed to integrate
Connect account capabilities with your wider platform, workflows, products, and customer journeys.
Choose the deployment model that works for you
Whether you're looking for complete flexibility, the fastest route to market, or a balance of both, Equals gives you the freedom to deliver account experiences in the way that best fits your business.
API
Build completely bespoke account experiences using our powerful API. Integrate account creation and management directly into your own platform while maintaining full control over the customer experience.
White label
Launch a fully branded account offering powered by Equals. Deliver enterprise-grade account capabilities under your own brand without building account infrastructure from scratch.
Hybrid
Combine API integration with white-label capabilities to create the right balance of speed, flexibility, and customisation as your platform, product, or proposition evolves.
One connection, all the answers. Endless possibilities.
Whether your customers are collecting payments, holding balances, managing multiple currencies, or reconciling transactions, Equals provides the underlying infrastructure that powers all your account needs.
- Named multi-currency accounts
- Virtual IBANs on demand
- Local currency collection
- Multi-currency balances
- Real-time visibility
- Secure account workflows
Expand beyond accounts
Accounts are just one part of our complete embedded financial infrastructure. Extend your offering with additional capabilities, all delivered through the same trusted technology.
Global payments
Move money domestically and internationally through trusted local and global payment rails, supported by integrated FX.
Learn more →Card issuing
Issue virtual and physical payment cards under your own brand with built-in spend controls and digital wallet compatibility.
Learn more →Treasury & FX
Support international businesses with integrated foreign exchange and risk management solutions.
Learn more →Embedded API
Access accounts, payments, cards, and additional embedded financial capabilities through a single integration.
Learn more →
Power the next generation of account experiences
Whether you launch through our API, a fully branded white-label platform, or a hybrid approach, Equals gives you the flexibility to deliver powerful account functionality through a single connection.
How we safeguard your money
Because Equals doesn't fall under a Deposit Guarantee Scheme, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets.
Find out more