Bring your neobank to life with our fintech infrastructure
Build and scale financial products with our infrastructure. Integrate via our API, a fully branded white-label solution, or a hybrid approach.
Integrate based on your roadmap
Choose the model that matches your resources, launch goals, and product maturity, with the flexibility to evolve your approach as your capabilities grow.
Build embedded experiences with our API
Integrate payments, global accounts, and card issuing directly into your own app, platform, and operational workflows.
White label our existing fintech infrastructure
Launch quickly with a fully branded solution. Offer cards, accounts, and payments without building the tech stack from scratch.
Create powerful customer
experiences for your neobank
Deliver multi-currency wallet functionality
Issue accounts with multi-currency IBANs, enabling customers to receive and manage funds in 35+ currencies without unnecessary conversions or the need for multiple accounts across jurisdictions.
Provision dedicated IBANs on demand
Programmatically create multi-currency accounts for individuals or businesses during onboarding, upgrades, or lifecycle events.
Enable account-level segregation
Allow logical separation of funds for budgeting, safeguarding, or regulatory requirements.
Launch with our
implementation team
Extensive API docs
Launch without the cost, complexity, or time associated with developing your own financial technology stack.
We're your licensed partner
Operate under our regulated infrastructure so you can launch and scale without needing to acquire complex licences.
End-to-end compliance & KYC
We run all KYC, AML, KYB and ongoing monitoring on your behalf. From identity checks to transaction screening, we handle the workload.
Start equiping your neobank with us today
How we safeguard your money
Because Equals Money accounts don't fall under FSCS, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets.
- API integration gives you full control. You build financial services features and functionality directly into your own product, workflows, and user experience using Equals' API. This is best for teams that want flexibility and customisation. White label is a ready-built solution. You launch financial services under your own brand using pre-built infrastructure, without developing the technology yourself. Equals manages the underlying tech, licensing, and compliance. In short: API = build and customise White label = quicker to market with a ready-made solution
- Yes. Equals supports a flexible approach where you can start with white label to launch quickly, then transition to API as your product and internal capabilities evolve. Many businesses take this path: - Start with white label for speed to market - Move to API for greater control and differentiation - Or use a hybrid model combining both
- Yes. Equals provides access to major global and local payment rails, including: - UK Faster Payments - SEPA and SEPA Instant - SWIFT This allows you to send and receive funds internationally while delivering local-speed payouts where supported.
- Yes. You can issue a full range of cards, including: - Virtual cards - Physical cards - Tokenised cards compatible with digital wallets (e.g. Apple Pay, Google Pay) Cards can be created, managed, and controlled in real time, with features like spend limits and lifecycle management.