Terms & conditions

From time to time, we may make changes to our terms.

Retail customers

Retail Terms and Conditions

These terms and conditions apply to you if you are one of the following:

  • An individual (natural person);
  • A micro-enterprise with fewer than 10 employees and an annual turnover of less than €2 million; or
  • A charity with an annual turnover of less than £1 million.

Corporate customers

Corporate Terms and Conditions

These terms and conditions apply to you if you do not meet the criteria set out in the Retail Terms and Conditions above.

Product

Card Service Terms

These product terms apply to customers with card services.

Product

FX Service Terms

These product terms apply to customers with FX and international payment services.