Business expense cards
Instantly fund, set budgets and monitor your team's transactions.
Set budget limits
Keep your team in budget with custom spending limits for individuals or group balances.
Real-time tracking
Review transactions, capture receipts, and instantly pause or resume cards.
Spend without delay
Say goodbye to reimbursements or out-of-pocket expenses — load funds directly onto your team's cards as and when they need them.
Our platform can do a lot
- Approve fund requests and set spend limits
- Annotate transactions with receipt capture
- Grant access based on role permissions
Unlimited users on all plans
Up to 20 cards
- Issue up to 20 physical cards
- Unlimited platform users
- Up to 50 virtual cards — free
- Free to use in 21 major currencies
- €10 per physical card — one-off fee
- Cash withdrawals — €1.50
21–50 cards
- Issue up to 50 physical cards
- Unlimited platform users
- Up to 100 virtual cards — free
- Free to use in 21 major currencies
- €10 per physical card — one-off fee
- Cash withdrawals — €1.50
51+ cards
- Issue more than 50 physical cards
- Unlimited platform users
- More than 100 virtual cards
- Free to use in 21 major currencies
- Custom issuance fees
- Cash withdrawals — €1.50
Your team spends, you stay in control.
Budget control
Set Individual or Shared card limits by day, week, month, or lifetime — so every employee or project spends only what they're authorised to.
Global acceptance
Enable business spending around the world with Equals cards, which can be used in over 190 countries, wherever Mastercard is accepted.
Virtual cards
Add virtual Equals cards to digital wallets and let your team pay from their personal devices. For online purchases, generate single-use card details to simplify buying and reduce the risk of fraud.
Real-time expenses
See every card transaction the moment it happens. No waiting for employees to submit claims, no surprises at month end — just a live view of exactly what's being spent and where
Multi-currency spend
Handle international spending and operations easily with multi-currency expense cards from Equals — spend in 21 currencies from a single card.
Multi-departmental use
Marketing, sales, ops, HR — each department can get their own cards and Balances under one platform. Role-based access means everyone sees what they need to, and nothing they don't.
Request a callback
Join the exceptional businesses already using Equals to stay on top of their company spending.
How we keep your money safe
Because Equals doesn't fall under a Deposit Guarantee Scheme, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets.
Find out moreFrequently asked questions
- Expense cards are payment cards issued to employees by an organisation to cover business-related expenses. These include travel, meals, office supplies, and client entertainment. They simplify expense management, allow budget controls, and provide real-time transaction monitoring.
- A business expense is any cost incurred during the ordinary course of business that is essential and directly related to operating and generating income. Qualifying expenses include operating costs, travel, entertainment, and marketing. Expenses must be ordinary, necessary, and directly connected to business activities.
- Employees charge work-related expenses to company-issued cards like Equals cards. The expense account records these transactions, with each expense documented with details, optional attachments, and annotations. This ensures compliance, prevents overspending, and streamlines expense management.