Business current account
Our business current account
Manage your business finances from a single platform effectively with an Equals business account.
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Simplify accounting
Stay on top of cash flow and ensure accurate tracking of revenue, expenses, and operational costs with real-time transaction data.
Multi-currency IBANs
Send and receive money in 35+ currencies with a single set of account details, ready to convert whenever best suits your business.
Manage your spend
Streamline purchasing and everyday transactions with Equals cards, offering customisable spending limits and advanced management features.
Business transactions, made simple
- Account roles - Customise access permissions for individual users depending on their roles and responsibilities.
- Multi-user - With unlimited users and no individual credit checks, empower every employee within your business to spend. Identity and residence verification may be required.
- Faster settlements - Make same-day domestic and international payments with connections to UK Faster Payments, SWIFT, and SEPA.
Expense cards to keep business finances separate
- No more reimbursements - Remove the lengthy reimbursement process and out-of-pocket expenses with fund requests and instant-issue cards.
- Fraud prevention - Ensure spending is compliant and reduce the risk of unauthorised transactions with ATM blocks, merchant blocks, and fund requests.
- Global acceptance - Compatible with 20 global currencies, use Equals cards in over 190 countries around the world, wherever Mastercard is accepted.
Equals Money has become a one-stop shop for all our foreign currency payment needs. As an international business, we are exposed to payments in multiple currencies. Equals allows us to maintain multi-currency accounts and manage our FX exposure by providing competitive conversion rates.
Through our partnership with Equals, we have been able to expand the number of currencies we offer our clients, enabling them to hold their trading accounts in a wide range of currencies.
Do business around the world
With an Equals account, you can make international payments in the following currencies:
USD
EUR
GBP
JPY
CHF
CAD
AUD
SEK
NOK
NZD
SGD
ZAR
HKD
BBD
CZK
PLN
HUF
MXN
PHP
SAR
KES
MWK
ILS
BHD
QAR
RON
TND
OMR
TRY
TTD
UGX
GHS
ZMW
PKR
THB
AED
DKK
Is an Equals business account a bank account?
No, an Equals account is not a business bank account. However, as both types of accounts help separate business finances from personal finances, allowing better financial management, transparency, and control, it can be considered a business bank account alternative.
Please note, because Equals accounts don’t fall under FSCS, your money is protected via safeguarding. Your funds are held in specially designated, safeguarded bank accounts, which keep them separate from our other assets. Please see our FAQs for more information.
What is a business current account?
A business current account is a type of bank account designed specifically for businesses to manage their daily financial transactions. Businesses use these accounts for paying suppliers, receiving payments from clients, and handling payroll.
As mentioned, an Equals account is not a bank account. However, it shares the aforementioned functionality, making it a great business bank account alternative.
What currencies does Equals support?
An account with Equals provides access to 140 global currencies. However, some currencies can be used for certain features only.
The 21 card-supported currencies are:
GBP, EUR, USD, AUD, CAD, CHF, CZK, DKK, HKD, HUF, ILS, JPY, NOK, NZD, PLN, RON, SEK, SGD, TRY, ZAR AED.
The Equals account offers a multi-currency IBAN, which supports the following currencies:
AED, AUD, BBD, BHD, CAD, CHF, CZK, DKK, EUR, GBP, GHS, HKD, HUF, ILS, JPY, KES, MWK, MXN, NOK, NZD, OMR, PHP, PKR, PLN, QAR, RON, SAR, SEK, SGD, THB, TND, TRY, TTD, UGX, USD, ZAR, ZMW.
In-platform outbound wire payments can be made in the following 61 currencies:
AED, AUD, BBD, BDT, BHD, BWP, CAD, CHF, CNY, CZK, DKK, ETB, EUR, GBP, GHS, GMD, HKD, HUF, ILS, INR, JOD, JPY, KES, KRW, KWD, LKR, MAD, MGA, MUR, MWK, MXN, MZN, NGN, NOK, NPR, NZD OMR, PGK PHP, PKR, PLN, QAR, RON, RWF SAR, SEK, SGD, THB ,TND, TRY, TTD, TZS, UGX, USD, XAF, XCD, XOF, ZAR, NAD, ZMW.