Business
Personal
UK

Accountancy firms

Global spend management made simpler for you and your clients

Our platform helps your clients control spend, streamline workflows, and supports you with smart integrations.
Become a partner
Rated 4.6 out of 5 on G2

We’re already helping over 30,000 companies

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Improve financial accuracy

Reduce the risk of human error and remove the need for manual, time-consuming imports with Xero and Concur® Expense integrations.

Simplify reconciliation

With automatic data transfers, match accounts effortlessly, streamline your reconciliation process, and free up time for higher-value financial tasks.

Designed for accountants

Built with both in-house and external finance teams in mind, our platform includes features such as our Accountant role, providing access only to the data they need – without requiring a company card.

Equals Spend app tablet and mobile

One platform for multi-currency accounts & spend management

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Centralised cash flow - Get live control of cash flow with a single, integrated view of spending, removing the need for manual statement reports.
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Compliance & audit readiness - Maintain clear, traceable records with real-time transaction data, detailed annotations, and seamless integrations – making audits faster, easier, and stress-free for finance teams and accountants.
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Security & fraud prevention - Protect company funds and eliminate maverick spending with built-in controls, instant card freezing, and merchant and ATM blocks.
Become a partner
Earn rewards for business as usual
Equals Spend cards allow your team to earn cashback by spending like normal. You’ll get at least 3.5% cashback from some of the UK’s top high street retailers and can redeem the rewards 60 days after eligible transactions, adding it back into your main account balance.
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Key accounting integrations

Our platform syncs your Equals Money transaction data directly into Xero or Concur Expense automatically, providing a seamless, real-time overview of your finances.
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Seamless syncing of transactions
‍Automatically sync your Equals Money transactions into Xero and Concur Expense, saving time and reducing manual data entry.
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Improved visibility and control
Track spending and cash flow across systems, giving finance teams a clearer picture of company expenses and better control over budgets.
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Faster month-end reconciliation
Speed up your month-end processes with categorised, reconciled data flowing straight into your accounting and expense systems.

Let’s get started

Get in touch to find out what Equals Money can do for your business and how we’re helping others in your industry. Book a demo of our platform and hear directly from one of our expert account managers.

Become a partner
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How we keep your money safe
Because Equals Money accounts don’t fall under FSCS, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets. Please see FAQs for more information.
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Equals Money Plc is registered in England & Wales No. 05539698. Equals Money Plc is part of Equals Group Limited (Registered in England & Wales No. 08922461). Registered Office: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ. Equals Money Plc is authorised by the Financial Conduct Authority to provide payment services (FCA No. 488396).Equals Money Cards are issued by Equals Money International Limited pursuant to licence by Mastercard International Inc. Equals Money International Limited is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900493). Equals Spend Cards are issued by Rapyd Payments Limited pursuant to licence by Mastercard International Inc. Rapyd Payments Limited is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900688). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.