Equals Spend

Easy, breezy expenses

Take control of your business spending so your team can focus on getting things done.

Rated by 10,336 customers

  • Overview
  • Overview
  • Features
  • Fees
  • Testimonials
  • FAQs

Your expenses needs: sorted

Multi-currency payment card

Effortless spending for your team

  • Order prepaid Mastercard cards for your whole team

  • Quickly load and transfer funds between cards

  • Staff can only spend what you load on to their cards

Real-time expense platform

Bookkeeping without the grind

  • Staff can upload digital receipts and tag transactions

  • Track spending against your team projects and accounting codes

  • Integrate reports with your accounting tools

Easy to use mobile app

Keep in control, out of the office

  • Allow staff to check their balance and request top-ups on the go

  • You can approve or reject top-up requests with a tap

  • Pause, resume, and cancel cards instantly

Dedicated personal service

Helpful support, expert advice

  • Friendly support from our UK-based team

  • Account managers dedicated to your business

  • Guidance to always get you the most from your account


More winning features

ATM blocking

Block your team’s cards being used at ATMs.

VAT reporting

Easily report VAT on your team’s spending.

Issue cards to staff abroad

Give cards to non-UK nationals, staff, and freelancers around the world.

Spend worldwide

Use your Mastercard prepaid card in over 190 countries.

100% fair about fees

We help you to pay less, and save more. It really couldn't be simpler than that.

Account fee

£50 + VAT per year

Card issue fee

£10 + VAT per card

Load card


Card-to-card transfers


UK transactions


Non-UK transactions

Free spending in 15 currencies. 1.5% out-of-currency fee everywhere else

ATM withdrawals

Fixed £1.50 ATM fee per transaction (speak to us about ATM blocking)

Redemption fee


Helping 10,000+ organisations

Equals Spend gives control to the production... I always try and use their cards on my film or TV productions.

Production accountantThe King (film), Netflix

Register for Equals Spend

1. Get in touch

Tell us how best to contact you and we'll soon have your expenses headache sorted.

2. Work out what’s best

A member of our team will explain how our cards can work for you, and how we're helping others in your industry.

3. Open an account

Open your account in a few simple steps and get your cards in just 5 working days.

Or call us on 020 7778 9302 to register


  • How long does it take for my new card to arrive?
    You should receive new cards in 3-5 working days.
  • What are the 15 currencies I can spend with for free?
    You can spend for free with the following 15 currencies: Pounds Sterling, Euros, US Dollars, Australian Dollars, Canadian Dollars, New Zealand Dollars, Polish Zloty, Hong Kong Dollars, Swiss Francs, Japanese Yen, Danish Kroner, South African Rand, Swedish Krona, Norwegian Kroner, Hungarian Forints.
  • How many cards can I have?
    You can have as many new cards as your business needs. Set different user permissions with different levels of security access, tailored to your workflow.