International payments

Get market-leading rates for a range of payment solutions, perfect for overseas properties, mortgages and family, all with an expert account manager by your side.We’re tried and trusted, helping our customers manage and move over £10 billion around the world since we started in 2007.

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We hold your funds in specially designated, safeguarded bank accounts, which keep your funds separated from our other assets. This means your funds are protected. The Equals Money account is not covered by the Financial Services Compensation Scheme - please see FAQs for more information.

Over 1 million

customers around

the world

More than

13 years

in business

Authorised by 
the FCA and
regulated by HMRC

Take the hassle out of your payments

More for your money

With no hidden fees and some of the best rates available, we’ll make sure you get the most out of your money.

Over 100 currencies

Send money all over the world thanks to our range of currencies including US dollars and Chinese yuan.

Faster payments

Same-day and next working day payments are available for the majority of our currencies.

Send when it suits you

Don’t let international payments get in the way of your day, send money online when it suits you, 24/7.

A dedicated expert

With Equals Money, you get your own expert account manager to help you make better overseas payments.

Tailored to you

We offer a number of payment solutions including forward contracts, limit orders, spot trades and more.

Secure a great rate for one of our 100+ currencies when the rates move in your favour, and hold it securely in your Equals Money account so it’s ready for future payments.

If you’re not sure about when is best to buy, speak with your account manager who will monitor the markets and keep you informed.

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Emma Taylor

Payments specialist

Hannah Leslie

Group Compliance and Risk

Set desired rates for specific currencies so that you automatically get what you need if the rates move in your favour.

Purchase currency up to 12 months in advance of making a payment, with the ability to make it earlier if needed.

Keep up to speed with currency markets by signing up to our Chief Economist’s daily market reports.

Get rate alerts so you’re notified when the exchange rates are on the up and can act quickly.

We can help you set up regular payments with the option of variable or fixed payments to suit your needs. These are perfect for overseas properties and can help with the likes of paying a mortgage and covering maintenance costs.

Just tell us how much you need to send and when, and we’ll do the rest.

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Free online transfers

Make free payments to any of the 20 major currencies available online, ranging from Japanese yen to South African rand. Online payments can be made 24 hours a day, 7 days a week as long as the minimum amount is £100 GBP, or foreign currency equivalent.

GBP
Pound sterling
EUR
Euro
USD
US dollar
CNY
Chinese yuan

AUD

Australian dollar

BGN

Bulgarian lev

CAD

Canadian dollar

CZK

Czech koruna

DKK

Danish krona

HKD

Hong Kong dollar

HUF

Hungarian forint

INR

Indian rupee

JPY

Japanese yen

NZD

New Zealand dollar

NOR

Norwegian krone

PLN

Polish złoty

RON

Romanian leu

ZAR

South African rand

SEK

Swedish krona

CHF

Swiss franc

AUD

Australian dollar

BGN

Bulgarian lev

CAD

Canadian dollar

CZK

Czech koruna

DKK

Danish krona

HKD

Hong Kong dollar

HUF

Hungarian forint

INR

Indian rupee

JPY

Japanese yen

NZD

New Zealand dollar

NOR

Norwegian krone

PLN

Polish złoty

RON

Romanian leu

ZAR

South African rand

SEK

Swedish krona

CHF

Swiss franc

View more currencies

View less currencies

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Already trusted by thousands

Don’t just take our word for it, hear from some of the people that are already making use of our great rates and personal service for their international payments.

Find out more

Based on 10,288 reviews

Used FairFX for a number of years now, for transfers to mainland Europe. Always trouble free and the online service is clear and quick. Help always at hand if required and very helpful staff.

Roger Field

April 2020

I have been using FairFX for a number of years, the rates are excellent, no hassle to arrange a currency transfer and the money arrives in the recipients account within a few days.

C Northcombe

April 2020

Excellent, cost effective transfer. Saving a fortune in bank fees.

Julian Bond

Managing Director

I found the team to be very responsive and helpful. Thanim, in particular, has always been flexible and made the FX bookings very easy for me to deal with, which is the best customer service I can ever ask for.

Would totally recommend Equals Money.

Andra

Financial Accountant

Our business operates in numerous international markets where rapid access to multiple currencies at competitive rates is vital. We’ve always found that Equals consistently delivers on both counts and its dealers, particularly Thanim, are always able to offer support when needed.

Mike

Head of Finance

Until 3 years ago I used a different major FX firm but then I started working with Bobby Morgan at FairFX- and haven't looked back. All my FX deals for myself and my firm are now with FairFX.
Why? Great rates, efficient transfers- and an outstanding level of personal service and attention to detail.

Matthew

Managing Director

As featured in...

Our years of experience in the financial services industry along with our in-house currency experts mean that we regularly feature in the media discussing the likes of global economic news, currency markets and exchange rates. Here are just a few of the places where you might have seen us recently.

Let’s get started

Ready to start making better international payments? Register in seconds to open your business account with no commitments or monthly fees.

Alternatively, you can request a callback and one of our team will be in touch to let you know what else we can do for you and your business.

Request a quote

Edward Noel

Corporate Account Manager

Expert, human support

Our friendly, UK-based customer service team is always on-hand to give you real, human support 7 days a week, 365 days a year.

privatesales@equalsmoney.com

+44 (0)20 7778 9350

Monday to Thursday: 08:30 - 17:30
Fridays: 08:30 - 17:00

Need to know more?

How long do transfers take?

We aim to process your payment on the same day we receive the funds. Depending on the value, date, time of day and currency it could take up to two days to arrive.

I want to transfer a larger amount than the online service can offer. Can you help?

The maximum amount of online transfers differs per currency. If you’d like to send more than the maximum, our team of currency experts are ready to help on 020 7778 9350.

How much does it cost to make a transfer?

All of our online transfers are fee-free for orders over £100.00 GBP or foreign currency equivalent.

More FAQs

Equals Money PLC is registered in England & Wales No. 05539698. Equals Money PLC is part of Equals Group PLC (Registered in England & Wales No. 08922461). Registered Office: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ. Equals Money PLC is authorised by the Financial Conduct Authority to provide payment services (FCA No. 488396). Equals Money Cards are issued by Fair Payments Limited pursuant to license by Mastercard International Inc. Fair Payments Limited is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900493). Equals Spend Cards are issued by Valitor Limited pursuant to licence by Mastercard International Inc. Valitor Limited is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900688). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

International payments