Buying a ski chalet in Switzerland: An essential guide

Euan Robb


The dreamy Swiss landscapes, pristine ski slopes, and the promise of a chocolate box chalet – Switzerland has long captured the imaginations of ski enthusiasts and investors alike. As you consider this Alpine wonderland for your next investment, it's essential to get acquainted with the process and how Equals Money can enhance your buying experience.

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1. Why Switzerland is a skier's paradise:

Switzerland, home to the iconic Matterhorn and the 'Top of Europe' Jungfrau, offers more than just skiing. It's a land of luxury resorts, cultural richness, and panoramic mountain views that will leave you breathless.

2. Top spots to buy a chalet:

  • Zermatt: Known for its car-free policy, this resort offers tranquility with its mesmerising view of the Matterhorn.
  • St. Moritz: A playground for the rich and famous, it exudes luxury and world-class skiing opportunities.
  • Verbier: A favourite among the British, offering both skiing and a vibrant après-ski scene.

3. Navigating the Swiss property market:

  • Know the "Lex Koller": A law that limits the purchase of Swiss property by foreigners. However, certain areas, designated as tourist zones, are exceptions.
  • Connect with local agents: Engage with agents who have experience working with UK buyers for a seamless process.
  • Legal framework: In Switzerland, a notary will oversee the property transaction, ensuring all legalities are met.

4. Funding your alpine dream:

Swiss banks are known for their stability. If you're looking into a mortgage, ensure your documentation is thorough, and remember, currency exchange rates can impact your final price.

5. Currency exchange - making it work for you:

With sizeable international transfers, the importance of a reliable currency exchange service cannot be overstated.

  • Great rates: Equals Money offers competitive exchange rates, meaning you get more Swiss Francs for your Pounds.
  • Faster settlements: With same-day and next-working-day payments, Equals Money offers a seamless transfer process, ensuring that your funds reach the desired destination quickly and without a hitch.
  • Volatile markets: By opting for Equals Money’s international payments service, access payment solutions to help mitigate the risks associated with fluctuating exchange rates and volatile currency markets.
  • Currency expertise: Access in-house expertise and support, allowing you to make informed decisions when making substantial cross-border transfers.

6. Beyond the purchase:

  • Taxes and duties: Familiarise yourself with Swiss property and wealth taxes, as well as any potential inheritance implications.
  • Rental insights: If renting out your chalet is on the horizon, it's crucial to understand the Swiss rental market's dynamics.
  • Year-round upkeep: Regular maintenance ensures your Swiss chalet remains a paradise, regardless of the season.


Acquiring a ski chalet in Switzerland is a blend of romance and meticulous planning. As you immerse in the Swiss Alps' allure, let Equals Money simplify your purchase and foreign exchange needs.

Ready to secure your slice of Swiss serenity? Trust Equals Money's international payments service for an experience as smooth as Swiss chocolate.

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