Budget limit control
Prevent overspending and keep your teams on budget with customisable card limits, real-time transaction data, and departmental balances.
Real-time tracking
Access a centralised platform for tracking all corporate card payments, making it easier to monitor and control employee spending across your organisation.
Instant spending
Remove the lengthy reimbursement process and out-of-pocket expenses with fund requests and instant-issue cards.
We’re already helping over 30,000 companies
Control the budget of your corporate cards
Gain comprehensive control over corporate spending with cards built for your enterprise. Set tailored limits, track employee expenses in real-time, and simplify reconciliation—all within a robust platform designed for large-scale operations.
Make safe and secure payments
- Global acceptance - Compatible with 20 global currencies, use Equals Money cards in over 190 countries around the world, wherever Mastercard is accepted.
- Fraud prevention - Ensure card spend is appropriate and complaint with blocks for ATM withdrawals and specific merchant types, along with customisable access permissions and spending limits.
- Custom card program - Control expenses using the Equals Money online platform and payment cards or create a custom corporate card program for your business.
Our cards platform integrates with Xero
Unlimited users on all plans
1-20 cards
- Issue up to 20 physical cards
- Unlimited platform users
- 200 virtual cards - free
- Free to use in 20 major currencies
- £10 per physical card - one-off fee
- Cash withdrawals - £1.50
21-50 cards
- Issue up to 50 physical cards
- Unlimited platform users
- 200 virtual cards - free
- Free to use in 20 major currencies
- £10 per physical card - one-off fee
- Cash withdrawals - £1.50
51+ cards
- Issue more than 50 cards
- Unlimited platform users
- More than 200 virtual cards
- Free to use in 20 major currencies
- Custom issuance fees
- Cash withdrawals - £1.50
Corporate cards, sometimes referred to as expense cards, purchase cards, or business cards, are payment cards issued by a company to its employees for business-related expenses.
They are designed to streamline the process of handling business expenditures, such as travel, office supplies, and client dinners. These cards come with various features that help manage and monitor spending, including customisable spending limits, detailed transaction tracking, and real-time data and notifications.
Corporate cards, as provided by Equals Money, are multi-currency Mastercards and support spending in 20 global currencies. Additionally, Equals Money cards are available as prepaid business cards and business debit cards, enabling acceptance on systems that typically don't accept prepaid cards, such as digital ad platforms.
The benefits of a corporate card are numerous, enhancing financial management and operational efficiency for businesses. Corporate cards reduce the need for employees to use personal funds for work-related expenses, simplifying the reimbursement process. They also provide businesses with better financial control and oversight, as all expenditures are centralised and easily accessible for review.
Additionally, corporate cards come with spending controls, allowing companies to set limits and monitor transactions in real-time, reducing the risk of fraud and overspending. They offer convenience and flexibility, enabling employees to make necessary purchases without administrative delays. Furthermore, the detailed transaction data available from corporate cards helps businesses negotiate better terms with suppliers and gain insights into spending patterns, ultimately contributing to more strategic financial decision-making.
Overall, corporate cards are a valuable tool for improving financial efficiency, transparency, and overall convenience within an organisation.
Typically, the primary difference between a corporate card and a purchasing card lies in their intended use and the scope of expenses they cover. A corporate card is typically issued to employees for a broad range of business-related expenses, such as travel, client entertainment, and office supplies. In contrast, a purchasing card, or P-card, is specifically designed for procurement purposes, focusing on the acquisition of goods and services needed for the company’s operations.
However, as both cards help streamline expense management and reduce the need for petty cash, Equals Money cards can function as both. Equals Money cards are multi-currency Mastercards, available as either prepaid or debit, designed to simplify and aid in expense management for businesses of all shapes and sizes.
