Business Credit Card Alternative

Prepaid business cards: The company credit card alternative

Unlike company credit cards, Equals Money enables real-time oversight and custom spending limits per card.

Total visibility

With real-time transaction data and separate budgets, get visibility over business-wide spending.

Complete control

Keep your team on budget with customisable spend and transaction limits.

No credit checks

Instantly activate unlimited virtual cards and empower your employees to start spending straight away.

We’re already helping over 30,000 companies

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Chelsea FC logo
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Expense management made simple

Stay on top of team spending with prepaid employee expense cards, customisable spend limits, and an easy-to-use online platform from Equals Money.

The company credit card alternative

• Improve cashflow visibility and empower employee spending.

• Know exactly what your teams are spending with real-time transaction data.

• Increase staff autonomy with no individual credit checks for employees. Identity and residence verification may be required.


Charity & Non-profit


per year
A helping hand
We waive our annual platform fee for charities & non-profits to help them get started.
  • Unlimited users, no monthly fees
  • £10 per physical card
  • Free virtual cards
  • Free to use in 20 major currencies
  • Cash withdrawals - £1.50
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Business Plus


per year
We’re flexible
We offer a customised account setup for large businesses and unique business requirements.
  • Use over 100 physical cards
  • Unlimited users, no monthly fees
  • Custom card issuance pricing
  • Custom virtual card pricing
  • Free to use in 20 major currencies
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Key features

Empowering team spending

Simplify your business spending today

How we keep your money safe
Because Equals Money accounts don’t fall under FSCS, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets. Please see FAQs for more information.