Our expense management platform
Empower employee spend with multi-currency expense cards and monitor in real time using our online platform.
- Rated 4.5 out of 5 on G2
- Rated 4.7 out of 5 on Trustpilot

Online or in-app
Enable employee spend with our cards, app, and online platform.
Real-time tracking
Review transactions, capture receipts, and instantly pause or resume cards.
Integrate with Xero
Review transactions, capture receipts, and instantly pause or resume cards.
Trusted by businesses operating at global scale




Centralised team spending
- Approve funds requests and set spend limits.
- Annotate transactions with receipts and categories.
- Customise access permissions for individual users depending on their roles and responsibilities.

Our platform integrates with Xero
Our platform syncs your Equals transaction data directly into Xero daily, providing a seamless, real-time overview of your finances.
- Save time with automatic bank feeds, removing manual, time-consuming imports and allowing focus on more strategic tasks.
- Reduce errors by eliminating manual data entry; our integration automatically pushes purchase data to Xero, minimising the risk of human error.
- Get real-time control of cash flow with a single view of spending, removing the need for manual statement reports.

Unlimited users on all plans
We're committed to giving you a better way to manage your business finances, starting with our prices.
Up to 20 cards
- Issue up to 20 physical cards
- Unlimited platform users
- Up to 50 virtual cards - free
- Free to use in 21 major currencies
- £10 per physical card - one-off fee
- Cash withdrawals - £1.50
21-50 cards
- Issue up to 50 physical cards
- Unlimited platform users
- Up to 100 virtual cards - free
- Free to use in 21 major currencies
- £10 per physical card - one-off fee
- Cash withdrawals - £1.50
51+ cards
- Issue more than 50 cards
- Unlimited platform users
- More than 100 virtual cards
- Free to use in 21 major currencies
- Custom issuance fees
- Cash withdrawals - £1.50

Expense management software that gives you control.
With an account from Equals, it's simple for your team to spend and simple for you to control. Gain complete control with full visibility, know exactly what your teams are spending and where with real-time transaction data.
Additionally, prevent any potential overspending or misspending with transaction and spend limits that can be set daily, weekly, monthly, or by lifetime, meaning employees can only spend within their allowance.
With Equals, spending is clear, transparent, and accounted for - no matter how widespread your team or business may be.
Already trusted by thousands
Don't just take our word for it, hear from some of the people that are already using our platform, rates, and service to make managing their business's finances simpler than ever.
Let's get started
Get in touch to find out what else Equals can do for your business and how we're helping others in your industry. Get an intro to the Equals platform and hear directly from one of our expert account managers.
Expert, human support
Our team of experienced account managers are on-hand to ensure you get all you need from Equals. They will get to know your business, your teams, and your goals, tailoring our services to best suit your needs and arranging demos of our platforms.
Monday to Thursday: 09:00 - 17:00
Friday: 09:00 - 16:00

How we keep your money safe
The money in the payment accounts held with Equals Money PLC is not covered by the Financial Services Compensation Scheme (FSCS). Instead, your money is protected via a safeguarding method in accordance with the Payment Services Regulations / E-money Regulations. Your money is held in specially designated, safeguarded bank accounts with Tier 1 banks, and is kept separate from our own funds.

