Start Up Business Account
Manage your business cash flow with control
Equip your newly established business with the ability to easily monitor, manage, and control your business finances.
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Budgeting tools
Stay on top of cash flow, budgets, and project expenses with customisable spending limits and real-time transaction data.
Manage multiple currencies
Make international payments and receive funds in 38 currencies, ready to convert whenever best suits your business, all from a single set of account details.
Make tax prep easy
With Equals Money prepaid cards, clearly define business transactions, simplifying tax preparation and streamlining day-to-day spending.
The startup bank account alternative
With a multi-currency business account from Equals Money, centralise everyday transactions, improve cashflow visibility, and expand into new global territories with ease.
An account built for business growth
Real-time data - Track business expenses and spending in real time and make informed decisions based on current cash flow status.
Account roles - Customise access permissions for individual team members based on their responsibilities to keep sensitive financial data private.
Collaborative bookkeeping - With unlimited users and no individual credit checks, empower every employee within your business to budget, spend, and reconcile. Identity and residence verification may be required.
Our features most loved by start ups
Faster transfers - Make same-day domestic and international payments with connections to UK Faster Payments, SWIFT, and SEPA.
Fraud prevention - Ensure appropriate business spending and reduce the risk of unauthorised transactions with ATM blocks (cash withdrawals), merchant blocks, and fund requests.
24/7 access - Manage your business' everyday transactions anytime with our easy-to-use online platform and from anywhere with the Equals Money mobile app.
Equals Money has become a one-stop shop for all our foreign currency payment needs. As an international business, we are exposed to payments in multiple currencies. Equals Money allows us to maintain multi-currency accounts and manage our FX exposure by providing competitive conversion rates.
Through our partnership with Equals Money, we have been able to expand the number of currencies we offer our clients, enabling them to hold their trading accounts in a wide range of currencies.
Michael Levanov, Group Head of Payments and Banking
Capital.com
Do business around the world
With an Equals Money account, you can make international payments in the following 38 currencies:
USD
EUR
GBP
JPY
CHF
CAD
AUD
SEK
NOK
NZD
SGD
ZAR
HKD
BBD
CZK
PLN
HUF
MXN
PHP
SAR
KES
MWK
ILS
BHD
QAR
RON
TND
OMR
TRY
TTD
UGX
GHS
ZMW
PKR
THB
AED
DKK
What is a start up business account?
A start up business account is often a specialised bank account designed for newly established companies and entrepreneurs. These accounts provide essential functionality and key features, including basic transactional capabilities, tools to track income and expenses, online banking/ digital banking/ mobile app compatibility, and often, features like accounting software integration.
This type of account helps startups efficiently manage their finances, separate personal and business transactions, and build a financial foundation for growth.
As mentioned, an Equals Money account is not a bank account. However, it shares the aforementioned functionality, making it a great business bank account alternative.
What currencies does Equals Money support?
An account with Equals Money provides access to 140 global currencies. However, some currencies can be used for certain features only.
The 21 card-supported currencies are:
GBP, EUR, USD, AUD, CAD, CHF, CZK, DKK, HKD, HUF, ILS, JPY, NOK, NZD, PLN, RON, SEK, SGD, TRY, ZAR, AED.
The Equals Money account offers a multi-currency IBAN, which supports the following 38 currencies:
AED, AUD, BBD, BHD, CAD, CHF, CZK, DKK, EUR, GBP, GHS, HKD, HUF, ILS, JPY, KES, MWK, MXN, NOK, NZD, OMR, PHP, PKR, PLN, QAR, RON, SAR, SEK, SGD, THB, TND, TRY, TTD, UGX, USD, ZAR, ZMW.
In-platform outbound wire payments (international payments) can be made in the following 61 currencies:
AED, AUD, BBD, BDT, BHD, BWP, CAD, CHF, CNY, CZK, DKK, ETB, EUR, GBP, GHS, GMD, HKD, HUF, ILS, INR, JOD, JPY, KES, KRW, KWD, LKR, MAD, MGA, MUR, MWK, MXN, MZN, NGN, NOK, NPR, NZD OMR, PGK PHP, PKR, PLN, QAR, RON, RWF SAR, SEK, SGD, THB ,TND, TRY, TTD, TZS, UGX, USD, XAF, XCD, XOF, ZAR, NAD, ZMW.
Is an Equals Money business account a bank account?
No, an Equals Money account is not a business bank account. However, as both types of accounts help separate business finances from personal finances, allowing better financial management, transparency, and control, it can be considered a business bank account alternative.
Please note, because Equals Money accounts don’t fall under FSCS, your money is protected via safeguarding. Your funds are held in specially designated, safeguarded bank accounts, which keep them separate from our other assets. Please see our FAQs for more information.
