Key features of a multi-currency account

Euan Robb

With an increasingly globalised world, international transactions have become a mainstay for businesses and individuals alike. A multi-currency account, which allows you to manage, send, and receive funds in multiple currencies, can simplify these transactions and provide numerous benefits.

In this post, we'll explore the essential features of a multi-currency account and why Equals Money's offering is the top choice for your international business needs.

About Equals Money

Key features of a multi-currency account:

1. Hold multiple currencies

At its core, a multi-currency account allows you to hold various currencies in a single account. This eliminates the need for multiple foreign bank accounts, making management easier and more streamlined.

2. Seamless currency exchange

A core feature of any multi-currency account is the ability to conduct seamless currency exchanges. Equals Money offers real-time, competitive exchange rates, ensuring businesses get the most out of their transactions.

3. Multi-currency IBAN

A true multi-currency account will come with a multi-currency IBAN, a unique banking code that allows the management and movement of funds in a range of currencies, without the need for conversion. Unlike many of their competitors who offer multiple accounts dedicated to a single currency, Equals Money's multi-currency account supports 38 different currencies to manage, send, and receive funds in, without conversion and all from a single centralised account.

4. Integrated global payments

Send and receive payments worldwide with ease. Equals Money's multi-currency account streamlines global payments, ensuring fast settlements with same-day and next-working-day transfers.

5. Mobile and online access

In our digital age, on-the-go access is a must. Equals Money offers an easy-to-use online platform with mobile apps, allowing businesses to manage their finances anytime, anywhere.

6. Safeguarded funds

Protection of your finances is paramount. Equals Money protects customer funds via safeguarding, holding them in specially designated safeguarded bank accounts, separate from other assets.*

7. Expert support

Navigating international finance can be daunting. Equals Money prides itself on offering in-house expert support to its clients. Whether you have a query or need assistance, their team is ready to assist and your dedicated account manger will be on hand, ensuring your business transactions run smoothly.


In a globalised world, the right multi-currency account can be a game-changer. With its range of stellar features and a keen understanding of the needs of businesses that operate with a global footprint, Equals Money's multi-currency account is poised to be the partner every international business deserves. Whether you’re just stepping into the world of international trade or are a seasoned player, it's time to elevate your multi-currency game with Equals Money.

Multi-currency account

*Equals Money accounts don’t fall under FSCS. Please visit the Equals Money website for more details.

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