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Crypto funds

Multi-currency accounts for crypto funds

Empower your crypto fund with multi-currency IBANs, named accounts, and scalable infrastructure configured for managing digital asset investments.
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USD capabilities

With Tier 1 banking partners and direct currency capabilities (including USD) we offer same-day transfers and infrastructure that matches the complexity and speed of the crypto world.

Multi-currency IBANs

Stay compliant with investment cell structures by issuing new IBANs on demand. Manage each cell or fund compartment with distinct, named accounts – all visible under a single login.

Expert support

From dedicated account managers to proactive transaction monitoring to swift communications, Equals Money supports funds that need more than just another platform.

We’re already helping over 30,000 companies

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Our tailored solution for crypto funds

Equals Money equips crypto investment funds with a banking alternative designed to navigate the challenges traditional institutions often don’t understand.
With several distinct account types working in parallel, our platform and API provide a centralised ecosystem and support regulatory structures, flexible account configuration, and fast, secure movement of funds.
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01

Management account

This account serves as the primary hub for operational fees, fund admin and staff salaries, and general expenditure, allowing for full financial oversight and control over business outflows, separate from core investment funds.

02

Investment funds account

Receive capital inflows from investors in key currencies (USD, EUR, GBP, and CHF) with dedicated accounts for inbound payments.

Our multi-currency accounts allow for in-currency transfers without the need for conversion, and our transaction monitoring ensures you have real-time oversight, swift issue resolution, and full transparency across your fund's payment flows.

03

Investment cell accounts

Stay compliant with regulations on fund size and investor numbers by generating new investment fund cells, equipped with multi-currency IBANs, as needed.

Whether you’re running separate investment vehicles or partitioning investor pools, Equals Money enables instant IBAN creation – all accessible from one secure login.

04

Holding company account

Optional but available, this account provides a high-level, consolidated view of group assets and fund structures, helping management teams oversee operations, maintain separation, and enhance governance.

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Earn rewards for business as usual
Equals Spend cards allow your team to earn cashback by spending like normal. You’ll get at least 3.5% cashback from some of the UK’s top high street retailers and can redeem the rewards 60 days after eligible transactions, adding it back into your main account balance.
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Built for funds, trusted by leaders

Whether you’re a specialist crypto fund, diversified digital asset manager, or family office with crypto exposure, Equals Money delivers infrastructure that keeps pace with innovation, regulation, and investor expectations.

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How we keep your money safe
Because Equals Money accounts don’t fall under FSCS, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets. Please see FAQs for more information.
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Equals Money Plc is registered in England & Wales No. 05539698. Equals Money Plc is part of Equals Group Limited (Registered in England & Wales No. 08922461). Registered Office: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ. Equals Money Plc is authorised by the Financial Conduct Authority to provide payment services (FCA No. 488396).Equals Money Cards are issued by Equals Money International Limited pursuant to licence by Mastercard International Inc. Equals Money International Limited is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900493). Equals Spend Cards are issued by Rapyd Payments Limited pursuant to licence by Mastercard International Inc. Rapyd Payments Limited is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900688). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.