Embedded finance solutions

Build your products with our financial infrastructure

Embed our cutting-edge technology and compliance expertise into your own financial solution.

Develop with our API

Develop your own solutions with access to our payments, cards, and account capabilities, integrating financial services into your existing operations.

Explore API

White label our products

Accelerate your go-to-market speed with fully branded solutions, without the complexity or time needed to build your own financial technology stack.

Explore white labeling

CFD Businesses

Faster, scalable client withdrawals

Scale payouts through automation, including submitting up to 10,000 payment requests via a single API. Reduce manual back-office workload and speed up delivery.

Digital asset firms

Crypto-to-fiat operations on a single platform

Use named multi-currency accounts to support seamless on/off ramping, alongside treasury and liquidity management for operational accounts.

Neobanks

Launch and iterate faster

Build your product experience on top of Equals' infrastructure using APIs, a fully branded white label solution, or a hybrid approach supported by implementation managers.

FX & payments

Add new revenue lines and go to market faster

Offer additional products (accounts, cards, payments) on top of your existing proposition, without building the full stack from scratch, accelerating launch timelines.

Embed our product suite

Embed payment network flows

Send and receive funds through SWIFT, SEPA, UK Faster Payments, and USDC off-ramping, all while benefiting from favourable FX rates.

Create & operate global accounts

Create multi-currency accounts instantly, enabling the movement of funds worldwide with virtual IBANS, transparent balances, and transaction visibility.

Issue & manage cards at scale

Create, control, and monitor payment cards (compatible with digital wallets) in real time, with built-in spend controls and seamless funding flows.

Explore card issuing

Strengthen compliance, safeguard transactions

Maintain continuous, bank-grade sanctions and fraud screening across all activity without operational drag. Deliver strong regulatory protection and uninterrupted operations with proactive monitoring, clear escalation paths, and expert human oversight.

Launch with our implementation team

Extensive API docs

Read API specifications, explore features, and build your integration with our extensive documentation.

We're your licensed partner

Operate under our regulated infrastructure so you can launch and scale without needing to acquire complex licences.

End-to-end compliance & KYC

We run all KYC, AML, KYB and ongoing monitoring on your behalf. From identity checks to transaction screening, we handle the workload.

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the team

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Financial infrastructure

UK coverage

EU coverage

Payments

Multi-currency IBAN

35+ currencies

23 currencies

Payment rails

UK FPS, CHAPS, SEPA CT, SEPA Instant, SWIFT

SEPA CT, SEPA Instant, SWIFT

Confirmation of Payee (CoP)

Verification of Payee (VoP) - in EU

Open Banking capabilties

Coming soon

Cards

BIN sponsorship

Card schemes

Visa, Mastercard

Card types

Physical, virtual, tokenised

Mobile wallet(s)

Apple Pay, Google Pay, Samsung Pay

+ more

Apple Pay, Google Pay, Samsung Pay

+ more

Tech

White label mobile app

White label web app

API

Customer & servicing

Agents model

Full-service model

White label model

Customer servicing

Know Your Customer (KYC)

All fees are custom to infrastructure requirements.

Get in touch with our implementation team.