How to off-ramp stablecoins (USDC and USDT)

USDC and USDT are stablecoins pegged to the US dollar, making them a popular choice for fast payments.

Off-ramping with Equals lets you convert USDC or USDT into US dollars that you can spend or transfer. You, or someone paying you, can send USDC or USDT to your Equals account, and it will be credited to your account in US dollars.

Owners, Admins and Payers on your account can set up a stablecoin payer.

Add a stablecoin payer

From your account:

1. Go to Payments in the menu and select Payers.
2. Choose Add payer.
3. Select whether the payer is an individual or a company.
4. Enter their details, including name, address and company name (if applicable).
5. Choose USDC or USDT (outside the EU/EEA only) from the Stablecoin dropdown. Where USDT isn’t available, USDC is used by default. Each payer is set up for one stablecoin. If someone wants to pay you in both, add them as two separate payers.

We’ll generate a unique payment link ready to share.

There are two types of payment link:

• Exact amount: you set the exact amount to receive (for example, $10,000). The link can only be used once.
• Variable amount: the link can be used many times. Whatever the payer sends comes through, minus any network fees.

Open the payment link

When you or your payer clicks the payment link, you’ll be taken to our partner BVNK’s secure payment page.

Here you’ll need to confirm some details, including:

• The network (for example, Ethereum or Solana)
• The amount to be paid

A QR code will then be generated for the payment.

The payer can now scan the QR code from their crypto wallet and send the stablecoin.

Receive US dollars to your Equals account

The funds arrive in your Equals account in US dollars.

Stablecoin payments are fast. Funds should appear in your US dollar balance within minutes.

Managing saved payers and transactions

From the Payers page, you can:

• Filter your payers by currency (USDC or USDT) or by type (business or individual).
• Access any saved payer’s link by selecting the payer and clicking “Share payment link”.
• View their payment history by selecting them and clicking “View all transactions”.

This makes it easy to resend links, check activity and keep track of all your stablecoin payers.